CREDIT BANK OF MOSCOW

The CREDIT BANK OF MOSCOW (“CBM”) has been operating in the Russian banking services market since 1992.

The Bank provides a full range of services for corporate customers and individuals, from all-purpose products for the wide audience to special programmes tailored to individual customers’ needs and wishes.

CREDIT BANK OF MOSCOW is a member of the leading associations and alliances of the banking community and holds all required licenses to conduct banking activities. The openness of its business and its stable positions allowed the Bank to join the Deposit Insurance System in December 2004.

The Bank’s strong and stable positions are confirmed by leading expert publications.

7th — Top 100 Russian Privately Owned Banks by Equity as at 1 January 2012, Commersant-Dengi

13th — Rating of Banks by Individual Deposits as at 1 June 2013, Expert RA

14th — Rating of Russian Banks by Assets as at 1 October 2013, RBC Rating

CREDIT BANK OF MOSCOW’s branch network now comprises more than 70 offices in Moscow and the Moscow Region.

For customers’ convenience, the Bank’s offices are open seven days a week with extended hours.

The Bank actively co-operates with international financial organisations to finance target projects. A high degree of trust in the Bank across international markets lets it tap them every year to fund its expanding business and add more value to its customers.

CBM’s corporate customers have access to trade and structured finance services. The Bank funds its activities by raising syndicated loans and issuing Eurobonds.